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U.S. Bank Home > Checking Accounts >  Free Checking with Interest  

Free Checking with Interest

Think Free. Bank Smart.
This account is perfect for basic, day-to-day expenses. You'll enjoy no minimum balance requirements or monthly maintenance fee.

Free Checking with Interest
Link to free checking with interest in new window
Minimum
Opening Deposit		 $100
Minimum
Daily Balance		 None
Monthly
Maintenance Fee		 None
Interest Rates
and Service Fees
Varies by region:
ATM
Transactions1 		Free at U.S. Bank ATMs
Check Card with Checking That Pays Reward Program2 Only U.S. Bank lets you choose your own reward: Cash, Merchandise, Travel or a donation to an Affiliation
Check Images View electronic images of cleared checks online; free with Internet Banking
Statement
Options		 Free online statements, or paper statements by mail with:
  • free archiving of cancelled checks, or
  • return of check images,3 or
  • return of cancelled checks3
Features available with every U.S. Bank Checking Account


How Do I Open an Account?
It's easy! Apply online, visit a local branch or call our 24-Hour Banking and Financial Sales.

  1. Other ATM network owners may assess a usage fee.

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  2. Checking That Pays offers reward programs for check cards that can be added to any U.S. Bank personal checking account. Only signature-based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.

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  3. Return of check images and cancelled checks available for a nominal fee per statement cycle.

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For more information, visit a local branch or call our 24-Hour Banking and Financial Sales.
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