Health Savings Account - HSA Healthcare is the number one issue facing many individuals and families in America. A Health Savings Account offers eligible individuals who participate in a high-deductible health plan (HDHP) an affordable alternative to the high cost of healthcare. The HSA offers individuals many benefits, including the ability to keep the money and save towards retirement. Learn more (pdf). Some Great Reasons to Open a Health Savings Account Tax savings Earned interest Reduced insurance premiums Long-term savings Moves with you/portable Free Analysis Estimate health care usage for you and your family, calculate your out-of-pocket costs, and determine which plan best meets your needs.

Health Savings Accounts Minimum Opening Balance $0 Annual Fee1 $20.00 Interest Rates and Service Fees Varies by region: ATM Transactions2 Free at all ATMs Check Images View electronic images of cleared checks online; free with Internet Banking Statement Options Free online statements, or paper statements by mail with: free archiving of cancelled checks, or free return of check images, or return of cancelled checks3 View all Features with this account

How Do I Open an Account?
It's easy! Apply online, visit a local branch, or call 1-800-US BANKS. To apply you must be an eligible individual.

Using your HSA Account You can use your HSA account just like any checking account for qualified medical expenses. Write checks or use your check card at your doctors office, pharmacy, or anywhere else you make medical payments or purchases. You can even add someone else to your account as a power of attorney and receive a check card for him or her.

Health Savings Accounts for Employers If you are interested in offering a U.S. Bank Health Savings Account to your employees, learn more about what U.S. Bank offers.

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For more information, visit a local branch or call our 24-Hour Banking and Financial Sales.