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Elite Checking
How to Apply
| Online | Apply Online |
|---|---|
| Visit Us | Find a Location |
| Call Us | 800-720-BANK |
Maximize and more effectively maintain your growth potential - the smarter and faster way. The Elite Checking account delivers extra benefits and rewards to complement your higher account balance, so you can reach your financial goals in less time. There's no time like the present...apply today!
Elite Checking Details
| Minimum Opening Deposit | $50 |
|---|---|
| Minimum Daily Balance | $5,000 minimum daily ledger balance; $50,000 combined average monthly collected deposit1 balances (checking, savings, CDs, money markets, IRAs); $50,000 U.S. Bancorp Investments, Inc.,2 balances or existence of a trust relationship |
| Monthly Maintenance Fee | $0 when you maintain the minimum daily balance; otherwise, $15 |
| Interest Rates and Service Fees | Varies by region: |
| ATM Transactions3 | Free at all ATMs |
| Check Cards With Rewards4 | Choose your own reward: cash, merchandise, travel or a donation to your favorite organization. |
| Internet Banking With Bill Pay | Free Internet Banking with Bill Pay is the easiest way to monitor, manage and move your money anytime, anywhere - all on your schedule. Plus, pay all your bills on time, every time - guaranteed. |
| Statement Options |
Free Online Statements, or paper statements by mail with:
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| Mobile Banking | Mobile Banking turns your Web-enabled device into a virtual bank! Manage your U.S. Bank accounts, safely, securely and for free. |
| Free Cashier's Checks and Money Orders | Yes |
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Consumer deposit balances only.
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Investment products and services are available through U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment advisor and a brokerage subsidiary of U.S. Bancorp and an affiliate of U.S. Bank.
NOT A DEPOSIT
NOT FDIC INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
MAY LOSE VALUE
NOT GUARANTEED BY THE BANK
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A surcharge fee will be applied by the ATM owner, unless they are participating in the MoneyPass network.
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U.S. Bank offers reward programs for check cards that can be added to any U.S. Bank personal checking account. Only signature-based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.
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Return of check images and cancelled checks available for a nominal fee per statement cycle.
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- Deposit products offered by U.S. Bank NA, Member FDIC
Secure, Easy & Free
Take more control of your finances, and say "goodbye" to late fees with free Internet Bill Pay.
Earn More Rewards
Choose cash, travel or select rewards with versatile FlexPerksSM Check Cards.