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Important U.S. Bank & FDIC Transaction Account Guarantee Program Disclosures. Learn more
Free Checking
How to Apply
| Online | Apply Online |
|---|---|
| Visit Us | Find a Location |
| Call Us | 800-720-BANK |
Keep banking simple with our free, straightforward Free Checking account. Get free U.S. Bank Internet Banking with Bill Pay, free U.S. Bank ATM transactions, no minimum balance requirements and no monthly maintenance fee. It's the perfect basic checking account. The quicker you apply, the faster you'll start enjoying all the great benefits!
Free Checking Details
| Minimum Opening Deposit | $50 |
|---|---|
| Minimum Daily Balance | $0 |
| Monthly Maintenance Fee | $0 |
| Interest Rates and Service Fees | Varies by region: |
| ATM Transactions1 | Free at U.S. Bank ATMs |
| Check Cards With Rewards2 | Choose your own reward: cash, merchandise, travel or a donation to your favorite organization. |
| Internet Banking With Bill Pay | Free Internet Banking with Bill Pay is the easiest way to monitor, manage and move your money anytime, anywhere - all on your schedule. Plus, pay all your bills on time, every time - guaranteed. |
| Statement Options |
Free Online Statements, or paper statements by mail with:
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| Mobile Banking | Mobile Banking turns your Web-enabled device into a virtual bank! Manage your U.S. Bank accounts, safely, securely and for free. |
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Other ATM network owners may assess a usage fee.
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U.S. Bank offers reward programs for check cards that can be added to any U.S. Bank personal checking account. Only signature-based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify. All reward programs subject to change without prior notification. Earned rewards may be lost if customers choose to switch check card reward programs.
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Return of check images and cancelled checks available for a nominal fee per statement cycle.
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- Member FDIC
Secure, Easy & Free
Take more control of your finances, and say "goodbye" to late fees with free Internet Bill Pay.
Earn More Rewards
Choose cash, travel or select rewards with versatile FlexPerksSM Check Cards.