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U.S. Bank Gold Package
How to Apply
| Online | Apply Now |
|---|---|
| Visit Us | Find a Branch |
| Call Us | 800-286-1311 |
When Your Financial Needs Are Growing
This Package Best For: Busy families on-the-go that need the advantages that preferred loan rates and extra rewards provide.
How It Works for You: Flexibility, convenience and increased rewards are Gold Package hallmarks. This Package delivers truly valuable benefits like a 25% reward bonus when you use your U.S. Bank Check or Credit Card and helps keep you tracking toward your goals with direct deposit into multiple accounts. Plus, get two free non-U.S. Bank ATM transactions, 1
monthly bonuses on all rewards earned with your U.S. Bank Credit Card and more. Best of all? You can save up to $250 a year. 2
Apply now and discover how this Package give you the rewards you deserve.
Gold Package Benefits
- No fees on the first overdraft occasion 3
- Two free non-U.S. Bank ATM transactions for U.S. Bank Gold Checking 1
- 0.25% cash back on all purchases (non-PIN) made with your U.S. Bank FlexPerks Cash Rewards Visa® Check Card 4
- 25% monthly bonuses on all rewards earned for net purchases or a 5% annual interest rebate on qualifying U.S. Bank Credit Cards 5
Gold Package Accounts
Your Package begins with the Gold Checking Account. Next, you add a Package Money Market Savings Account, a U.S. Bank-issued Credit Card or both6 . Then, start enjoying the great benefits and discounts with your new Package. Now that's simple.
And Remember...
...with your Gold Package, you'll still enjoy all these great features of your U.S. Bank Checking account, including:
- Free U.S. Bank Internet Banking with Bill Pay
- Free U.S. Bank ATM Transactions
- Free U.S. Bank Check Card
- A low minimum opening deposit
- No minimum balance
Gold Package Accounts
| 1) To create your package, begin with: | 2) Then, combine with (one or more): |
|---|---|
U.S. Bank Gold Checking Minimum Opening Deposit: $50Monthly Maintenance Fee: $6Interest Tiers: NoneWaive Monthly Fee To waive your $6 monthly fee, you can: |
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A surcharge fee may be applied by the ATM owner.
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Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank Package have been combined to offer consumers preferred rates and services at a lower combined price than if each product or service were opened separately. For example, a customer in a U.S. Bank Gold Package must have a $40,000 loan and direct deposit to their checking account to achieve $250 in annual savings.
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Overdraft Items Paid or Overdraft Item Returned (NSF) fees waived upon first overdraft occasion in a 12-month period.
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FlexPerks Cash Rewards Visa Check Card customers automatically earn 1/4% or 1/2% cash back on all purchases (non-PIN) depending on package. Must have a U.S. Bank Package to qualify for this benefit. Only signature based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify.
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Reward bonus applies to U.S. Bank FlexPerks Select Rewards and Travel Rewards Visa Check Cards and/or Credit Cards and the FlexPerks Cash Rewards Visa Credit Card. Earn a monthly bonus on the rewards you earn for net purchases during the month. The interest rate rebate is paid annually in November and is based on the total interest that was accrued in the previous 12 months.
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A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank credit card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing. See the "Your Deposit Account Agreement" brochure, the Consumer Pricing Brochure and the Cardmember Agreement for additional information and terms governing your accounts.
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Automatic investment transfers from U.S. Bank Gold Checking to a U.S. Bancorp Investment account must be at minimum, a monthly transfer.
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Automatic payments must be from U.S. Bank Gold Checking to a personal loan, line of credit or credit card. Does not include mortgage, student loans and some indirect loans.
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Direct Deposit must be a monthly direct deposit of payroll, pension, Social Security or any other regular monthly deposit of $100 or more.
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A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank Credit Card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing.
See the "Your Deposit Account Agreement" brochure, the Consumer Pricing Brochure and the Cardmember Agreement for additional information and terms governing your accounts. Other conditions and restrictions may apply; see your banker for details. Credit products are subject to approval and are offered though U.S. Bank, National Association ND and N.A. Deposit and mortgage products are offered through U.S. Bank, N.A., Member FDIC. - Deposit Products offered by U.S. Bank N.A. Member FDIC
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Take more control of your finances, and say "goodbye" to late fees with free Internet Bill Pay.