Personal
Log In to Your Account
FDIC Update
Important U.S. Bank & FDIC Transaction Account Guarantee Program Disclosures. Learn more
U.S. Bank Platinum Package
How to Apply
| Online | Apply Now |
|---|---|
| Visit Us | Find a Branch |
| Call Us | 800-286-1311 |
The Best We Offer, for Our Best Customers
This Package Best For: Customers with higher account balances, interested in building assets and maintaining a position of financial strength.
How It Works for You: With the most rewards and benefits of all our Packages, the U.S. Bank Platinum Package is loaded with extra value: preferred loan rates and a 50% rewards bonus when you use your U.S. Bank Check Card or Credit Card. Plus, get no-fee banking privileges on money orders, cashier's checks and traveler's checks. Apply today for a complete financial package, loaded with the best rates, rewards and discounts. With up to $500 a year in savings, 1 isn't it what you deserve?
Platinum Package Benefits
- Preferred interest rates on U.S. Bank Platinum Checking
- Unlimited, free non-U.S. Bank ATM transactions for U.S. Bank Platinum Checking 2
- No fees on the first overdraft occasion 3
- Free U.S. Bank logo-style checks or a 50% discount on all other personal styles
- 0.50% cash back on all purchases (non-PIN) made with your U.S. Bank FlexPerks Cash Rewards Visa® Check Card 4
- No-fee banking privileges! Enjoy no fees on money orders, official checks, traveler's checks, stop payment fees and more 5
- 25% off new U.S. Bank Home Mortgage origination fees 6
- 50% monthly bonuses on all rewards earned for net purchases or a 10% annual interest rebate on qualifying U.S. Bank Credit Cards 7
- Savings on fees for new U.S. Bank Home Equity Lines of Credit 8
Platinum Package Accounts
Your Package begins with the Platinum Checking account. Next, you add a Package Money Market Savings account, a U.S. Bank-issued Credit Card or both9 . Then, start enjoying the great benefits and discounts with your new Platinum Package. Talk about simple!
And Remember...
...with your Platinum Package, you'll still enjoy all these great features of your U.S. Bank Checking account, including:
- Free U.S. Bank Internet Banking with Bill Pay
- Free U.S. Bank ATM Transactions
- Free U.S. Bank Check Card
- A low minimum opening deposit
- No minimum balance
Platinum Package Accounts
| 1) To create your package, begin with: | 2) Then, combine with (one or more): |
|---|---|
U.S. Bank Platinum Checking Minimum Opening Deposit: $50Monthly Maintenance Fee: $20Interest Tiers: YesWaive Monthly Fee
|
-
Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank C Package have been combined to offer consumers preferred rates and services at a lower combined price than if each product or service were opened separately. For example, a customer in a U.S. Bank Platinum Package with an average outstanding balance of $50,000 on a home equity line of credit will realize $500 in annual savings.
Back to Text -
A surcharge fee may be applied by the ATM owner.
Back to Text -
Overdraft Items Paid or Overdraft Item Returned (NSF) fees waived upon first overdraft occasion in a 12-month period.
Back to Text -
FlexPerks Cash Rewards Visa Check Card customers automatically earn 1/4% or 1/2% cash back on all purchases (non-PIN) depending on package. Must have a U.S. Bank Package to qualify for this benefit. Only signature based purchases qualify for rewards. Cash advances, ATM transactions and purchases made with a PIN do not qualify.
Back to Text -
No-fee banking privileges includes no U.S. Bank fees on overdraft protection transfers (through Reserve Line, credit card and another deposit account) money orders, official (cashiers) checks, counter checks, single-signer traveler's cheques, copies of checks and other items, copies of statements, and stop payment fees.
Back to Text -
Maximum discount on a mortgage origination fee is $1,000 for new U.S. Bank Home Mortgages and a maximum of $300 on refinances of current U.S. Bank Home Mortgages.
Back to Text -
Reward bonus applies to U.S. Bank FlexPerks Select Rewards and Travel Rewards Visa Check Cards and/or Credit Cards and the FlexPerks Cash Rewards Visa Credit Card. Earn a monthly bonus on the rewards you earn for net purchases during the month. The interest rate rebate is paid annually in November and is based on the total interest that was accrued in the previous 12 months.
Back to Text -
No closing costs or annual fees.
Back to Text -
A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank credit card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing. See the "Your Deposit Account Agreement" brochure, the Consumer Pricing Brochure and the Cardmember Agreement for additional information and terms governing your accounts.
Back to Text -
Combined deposit balances include personal checking, savings, CDs, IRAs and HSAs. Outstanding credit balances include personal purpose loans (some indirect not included), Home Equity Loans, Home Equity Line of Credit, Premier Line, U.S. Bank mortgage and credit cards.
Back to Text
-
A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank Credit Card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing.
See the "Your Deposit Account Agreement" brochure, the Consumer Pricing Brochure and the Cardmember Agreement for additional information and terms governing your accounts. Other conditions and restrictions may apply; see your banker for details. Credit products are subject to approval and are offered though U.S. Bank, National Association ND and N.A. Deposit and mortgage products are offered through U.S. Bank, N.A., Member FDIC. - Deposit Products offered by U.S. Bank N.A. Member FDIC
Secure and Easy
Take more control of your finances, and say "goodbye" to late fees with free Internet Bill Pay.