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FDIC Update

Important U.S. Bank & FDIC Transaction Account Guarantee Program Disclosures.  Learn more

U.S. Bank Silver Package

How to Apply

Online Apply Now
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Call Us 800-286-1311

When "Basic Banking" is All You Need

This Package Best For: People whose financial journey is just beginning or who just like to keep things simple with minimal details.

How It Works for You: This straightforward package delivers streamlined benefits: no monthly fees, no minimum balances and the core products you need. Apply today for the U.S. Bank Silver Package, and save up to $100 a year. 1  It's a solution that keeps you worry-free by keeping things simple.

Silver Package Benefits

  • Great rates and no monthly maintenance fee on U.S. Bank Package Money Market Savings account
  • No minimum balance

Silver Package Accounts

Your Silver Package begins with the Silver Checking Account. Next, you add a Package Money Market Savings Account, a U.S. Bank-issued Credit Card or both 2 . Then, start enjoying the great benefits and discounts with your new Package. It's really that simple.

And Remember...

...with your Silver Package, you'll still enjoy all these great features of your U.S. Bank Checking account, including:

  • Free U.S. Bank Internet Banking with Bill Pay
  • Free U.S. Bank ATM Transactions
  • Free U.S. Bank Check Card
  • A low minimum opening deposit
  • No minimum balance
  • No monthly maintenance fee

Silver Package Accounts

1) To create your package, begin with: 2) Then, combine with (one or more):
U.S. Bank Silver Checking
Minimum Opening Deposit: $50
Monthly Maintenance Fee: $0
Interest Tiers: None
ATM Transactions: Free at U.S. Bank ATMs 3 
(Non-U.S. Bank ATM fees apply.)


  1. Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank Package have been combined to offer consumers preferred rates and services at a lower combined price than if each product or service were opened separately. For example, a customer in a U.S. Bank Silver Package must have a $20,000 loan to achieve $100 annual savings.
     
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  2. A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank credit card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing. See the "Your Deposit Account Agreement" brochure, the Consumer Pricing Brochure and the Cardmember Agreement for additional information and terms governing your accounts.
     
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  3. A surcharge fee will be applied by the ATM owner, unless they are participating in the MoneyPass network.
     
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  • A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank Credit Card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing.

    See the "Your Deposit Account Agreement" brochure, the Consumer Pricing Brochure and the Cardmember Agreement for additional information and terms governing your accounts. Other conditions and restrictions may apply; see your banker for details. Credit products are subject to approval and are offered though U.S. Bank, National Association ND and N.A. Deposit and mortgage products are offered through U.S. Bank, N.A., Member FDIC.
  • Deposit Products offered by U.S. Bank N.A. Member FDIC

Secure and Easy

Take more control of your finances, and say "goodbye" to late fees with free Internet Bill Pay.

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Earn More Rewards

Choose cash, travel or rewards with FlexPerks Check Cards.

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