Certificates of Deposit (CDs)

Everyone likes to have options. U.S. Bank Certificates of Deposit (CDs) are FDIC-insured and give you just that, with a wide range of term options, along with competitive rates. Get an instant decision when you apply online and fund your new CD in five minutes or less.

CDs are perfect if you have a time-specific savings need or if you just want to diversify the overall risk in your portfolio. Typically, you'll get a higher CD interest rate with longer terms and higher balances.

You decide the amount of money to put in your CD and the length. You'll generally receive a higher interest rate on CDs with longer terms and higher balances.

View Our CD Promotional Terms and Rates

• Deposit Products offered by U.S. Bank N.A. Member FDIC